Experimentation of the RSA reform

Experimentation of the RSA reform

Multidimension desk:

The reform of the Active Solidarity Income (RSA) focuses on the implementation of intensive support for RSA beneficiaries in the search for work. This new reform is announced on Tuesday December 12 by the Minister of Labour, Olivier Dussopt at the National Assembly.

At the start of the year, the Court of Auditors reportedly showed that since its launch 7 years ago, 42% of RSA beneficiaries are still out of work. The absence of efficient support for professional reintegration is one of the shortcomings of the Active Solidarity Income system. The new reform tends to correct this problem.

The government has selected 19 out of 43 departments to experiment with the new vocational reintegration reform for 1 year, namely Aisne, Aveyron, Bouches-du-Rhône, Côte-d’Or, Creuse, Eure, Ille-et-Vilaine, Loire-Atlantique, Loiret, Mayenne, Metropolis of Lyon, the North, Pyrénées-Atlantiques, Réunion, Seine-Saint-Denis, Somme, Vosges, Yonne and Yvelines.

This experiment will be used to present the project ‘France Travail’ to replace ‘Pôle Emploi’ in the near future. This is a project that President Emmanuel Macron announced during the presentation of his program during the presidential elections in April 2022. According to him, France Travail would be the key to leading France towards full employment.

Proposed amendment in the draft budget bill for 2023 will affect the CPF

Proposed amendment in the draft budget bill for 2023 will affect the CPF

Multidimension desk:

As part of the Finance Bill 2023, an amendment concerning the Personal Training Account (CPF) is proposed on December 11, 2022 by the government in application of Article 49.3 of the Constitution. The purpose of the latter is to set up a “co-payment” system which will introduce financial responsibility of the participants of the training courses eligible for funding by CPF as well as the skills assessments or the validations of acquired experience ( VAE).

The CPF has replaced the individual right to training (DIF) and allows throughout working life upon entry into the labor market and during periods of unemployment, to follow training from accumulated rights. Until now, the costs were fully covered by the CPF.

Since its inception, there have been 5 million registrations for training courses, incurring a total cost of 6.7 billion euros. The rapid success has contributed to increasing the deficit of France Competences, the body that coordinates both the CPF and the apprenticeship and the emergence of numerous cases of fraud.

The idea behind this new amendment is to make employees responsible for the quality and importance of the training they intend to obtain. Thus, the employee will have to contribute to the cost of the training. Participation will be proportional to the cost of the training within the limit of a ceiling or fixed at a lump sum amount. Obviously, this also applies to VAEs and skills assessments.

Only the unemployed and those whose employers will agree to cover the costs will be exempted.

However, this amendment is much debated. According to the entourage of the Prime Minister, Elisabeth Borne, it will only be applied from the second quarter of 2023.

What will change for you in January 2023

What will change for you in January 2023

Multidimension desk:

SMIC (Minimum Wages) has increased by 1.81%. Since last year, a gross total of 106€ has been raised due to several salary revaluations. At present, the amount will be 1,353€ net (1709,28€ gross).

Condoms are free in pharmacies for all those under 26 years.

Emergency contraception is free for all women without prescription.

The increase in regulated gas and electricity tariffs will be limited to 15%.
* For households, collective housing (co-ownerships, social housing, etc.), small size municipalities

For single parents, all child support allowance will be paid automatically.

In fast food restaurants, food consumed on the spot must be served in reusable containers.

 

Public transportation:

Due to the rise in energy prices and inflation, the prices of public transport tickets in Île-de-France have increased in 2023. Since January 1, 2023, the price of the Navigo pass (zone 1-5) has increased by 12% from €75,20 to €84.10 per month, an increase of nearly €10. The zone division is available in the interest of the commuters with varied pricing options.

New fares are the followings:

Monthly Navigo:
Zone 2-3 : 76,70 €
Zone 3-4 : 74,70 €
Zone 4-5 : 72,90 €
Zone 1-5 : 84,10 €

Weekly Navigo:
Zone 2-3 : 27,45 €
Zone 3-4 : 26,60 €
Zone 4-5 : 26,10 €
Zone 1-5 : 30,00 €

Solidarité transport (Monthly):
Zone 2-3 : 19,20 €
Zone 3-4 : 18,70 €
Zone 4-5 : 18,20 €
Zone 1-5 : 21,00 €

Annual Navigo:
Zone 2-3 : 843,70 €
Zone 3-4 : 821,70 €
Zone 4-5 : 801,90 €
Zone 1-5 : 925,10 €

Imagine R: price unchanged until the next school year, then €365 from September 2023 onwards

For t+ tickets:
Single ticket: €2.10
Ticket with Navigo Liberté+: €1.69
Pack of 10 tickets: €19.10
Access ticket on board (bus): €2.50

 

Know about Personal Training Account (CPF)

Know about Personal Training Account (CPF)

Multidimension desk:

Upon entering the workforce at the age of 16 (or 15 in the case of an apprenticeship contract), the personal training account (Compte personnel de formation -CPF) opens for each individual which remains open until retirement.

The CPF can be used throughout your working life (including periods of unemployment) to undertake training for qualifications or certification.

You can create your CPF account on the website Mon Compte Formation to check the amount of money credited in your account as well as register for any professional training or degree.

The amount accumulated for working throughout the year will automatically be credited within the first three months of the following year. For example, rights acquired in 2022 will reflect in the first quarter of 2023.

If you work full time, or at least part time, your account is topped up from 500€ to a maximum of 5000€.

Remember that from 2 October 2022 you must have a France Connect + Identité Numérique via La Poste to register in Mon Compte Formation, even if you already have a France Connect account.

What kind of training courses you can get from your CPF account:

  • Qualifications (diploma, professional identity, professional certificate etc.)
  • Acquire basic knowledge and skills
  • Enlisting someone’s help for validation of acquired experience (VAE)
  • Proficiency test
  • New business opening or takeover (training must be related to acquisition of skills related to business management)
  • Acquiring necessary skills to volunteer in civic services or practise voluntary missions
  • Funding for Driving Licence-B (for written test preparation on Highway Code and Driving License Practical Test) or Heavy Goods Vehicle Licence (C) or Public Transport Licence (D)

Conditions for availability of CPF for Driving Licence :


In this case 3 conditions must be fulfilled:

  • Getting a driving licence must be related to your professional project or it will help secure your professional career.
  • Must not have suspension imposed on your driving licence or ban from applying for a licence (you must give a written statement to this effect)
  • Driving licence -B preparation must be done from an authorised training institute

How health care support is provided to low-income individuals and families in France

How health care support is provided to low-income individuals and families in France

Multidimension desk:

WHAT IS SUPPLEMENTARY HEALTH INSURANCE (CSS)?

Complémentaire santé solidaire (CSS) is a public health policy run by the Social Security office (CPAM) to provide supplementary health insurance to low-income individuals and families in addition to universal health coverage that covers all medical and health expenses including dental prostheses, glasses and hearing devices. It is actually a combination of two separate policies of the past, CMU-C and ACS, to reduce bureaucratic complexity in social life.

The applicant must meet the income limit criteria to benefit from this policy. It is divided in two parts: CSS without financial participation of the beneficiary, i.e., he does not have to make any payment for it, (Ceiling -A) and CSS with financial participation of the beneficiary, i.e., he has to pay a certain amount to get the benefit of this additional insurance, (Ceiling -B).
The eligibility is calculated on the basis of annual income or income over the past 12 months from the date of submission of the application.

Exception: The beneficiary of RSA (minimum income support) are granted supplementary health insurance (CSS) with no financial participation, during the entire period of support.

From April 1, 2022, supplementary health insurance is also granted to people who receive the solidarity allowance for the elderly persons (ASPA).

Annual income ceilings corresponding to the number of family members eligible for CSS (as of 01/07/2022):
(The ceilings indicated in these tables are effective until March 31, 2023)

Those who are in need can apply for the CSS by submitting the application form, Cerfa n°12504*09, with all required documents to the Social Security office (CPAM).

The CPAM offers an online simulator to find out if you are entitled to complementary health insurance. In the event of a positive response, for any request, it is necessary to choose a managing organisation (Social Security office, mutual insurance company, provident institution, etc.).

It can also be applied through an ‘Ameli’ account providing allocation number of the CAF (Family allowance fund). In such a case, the Social Security office will automatically find the last 12 months’ income of an applicant.

WHAT IS STATE MEDICAL ASSISTANCE (AME)?

L’aide médicale de l’Etat (AME) is a system that allows foreigners in an irregular situation to have access to public healthcare at free of cost. It is granted under residence and income conditions. To get it, one must fill out an application form (Cerfa N°11573*09). Once granted, the beneficiary will benefit State Medical assistance for a period of 1 year.

Conditions to be fulfilled to have access to the state medical assistance:
– must have been residing in France for more than 3 months.
– must not have had a residence permit for more than 3 months.
– annual income must not exceed a certain limit
These ceilings are different in Metropolitan France (mainland) and in the DROM (The French Overseas Departments or Regions), i.e. Guadeloupe – Guyana – Martinique – Mayotte – Reunion

Income of the last 12 months from the date of submission of application is taken into consideration.

ANNUAL INCOME CEILING